Archive for October, 2010

Benefits of a Special Needs Trust

Friday, October 15th, 2010

February2A common question we get at Attorney Search Network is, “how do I set up a will or trust that distributes assets or funds only when certain things happen?” The answer is: a special needs trust. A special needs trust is a trust that includes criteria on how and when funds and assets can be distributed.

A special needs trust is a trust that can hold cash, personal property, or real property for beneficiaries. Often times a special needs trust is used for beneficiaries who are minor children, who have illness or limiting injuries. A special needs trust can also hold proceeds from a life insurance policy, a will, or a civil litigation suit. Other common uses for special needs trusts are trusts established for charitable interests and educational trust funds.

If you or your child has serious disabling injuries, it is important to prepare a special needs trust. If a special needs trust is not created for a disabled person who receives public benefits, the assets they receive will be counted when computing their income. The extra income provided by the special needs trust can place them over the income eligibility requirements and they can potentially lose their public benefits.

An estate planning lawyer can discuss special needs trusts and give you more information. An estate planning lawyer understands how special needs trusts can provide long-term financial security and will help make sure the assets get disbursed according to your desires.

If you or a loved one needs a special needs trust, contact Attorney Search Network today. We can help you find an estate planning lawyer in your area.

Homeowners Insurance Issues

Friday, October 15th, 2010

February1October is a great month to visit the homes of family and friends. However, what would you do if the unthinkable occurs and you get injured on someone else’s property? Well, it’s nice to be assured that almost every home has homeowners insurance for such occurrences, designed to protect the homeowner. It’s unfortunate for you, however, that you will have to deal with an insurance company.

While it is the homeowner’s insurance company’s responsibility to cover personal liability in case you get injured on someone else’s property, it is important to remember that these companies have a profit motive to pay you as little as possible.

It can be a challenge to prepare, file, and dispute insurance claims. In turn, insurance companies don’t have your best interest in mind and will try to pay out little or nothing at all.

If you feel that you were taken advantage by a homeowner’s insurance company, it is advised to seek the help of a lawyer. An experienced homeowner’s insurance lawyer can help by settling disputes between policyholders and insurance companies who act in bad faith.

If you have been denied a valid homeowners insurance claim, a lawyer can help protect your rights. Attorney Search Network can refer you to an insurance lawyer who can help you get the appropriate compensation for your injuries.

Criminal Trespassing During Halloween

Friday, October 15th, 2010

October1_1This Halloween season, be mindful that fun trick-or-treating adventures may have consequences, especially when trespassing on someone else’s property is involved. Trespassing often sounds like a harmless crime, but it can lead to serious charges. If you are on someone’s property illegally, you can be in danger of getting charged with a crime and run the risk of injury or damage.

Criminal trespassing is also known as negligent trespassing or “breaking and entering” occurs when you enter someone else’s property without their knowledge. Criminal trespassing can take the form of simply walking into a house without notifying the owners, walking behind a building, robbery or vandalism.

A person can be charged with criminal trespassing if:

  • Intentional property damage of $500 or less occurs.
  • Intentional and unlawful entry to someone’s property occurs, including homes, apartments, piece of land, motor vehicles, aircrafts, etc.

Criminal trespassing charges range from a violation to a felony, which can result in jail time, negatively affect your life and future job opportunities. Depending on the jurisdictions of your state, a misdemeanor can sentence you to 3 months to a year of jail time. A felony can punish you with up to several years in prison. These penalties may be enhanced by the amount of damage done to the property.

If you are charged with criminal trespassing and need a criminal defense lawyer to represent you, contact Attorney Search Network today. Attorney Search Network can help you find a criminal defense lawyer who can defend your rights for the best possible outcome.